Regulated by the Capital Market Authority · License 26359-20 EN العربية

Who We Are

Credx Capital is a Saudi Capital Market Institution focused on private credit. We provide institutional credit and debt-market advisory under a license granted by the Capital Market Authority.

Our work centres on financing funds specialised in SME finance and on the investors who finance them: advising funds, Capital Market Institutions and special purpose vehicles on the analysis, sale, transfer and securitisation of debt instruments, and providing independent, suitability-based advice to institutional and qualified investors.

Our purpose

Disciplined capital for the real economy.

Disciplined credit analysis

Every recommendation follows an approved credit policy and is grounded in independent analysis of the underlying assets.

Institutional underwriting

Credit assessment built on best-practice credit-study standards, applied consistently across every portfolio.

Development of Saudi private debt markets

Supporting the sale, transfer and securitisation of financing portfolios in line with Vision 2030 objectives for the financial sector.

Connecting capital with real-economy financing

Channelling institutional capital to the financing of Saudi companies, particularly SMEs.

Board of Directors

Ziad Bandar Alyousef

Ziad Bandar Alyousef

Chairman

19 years of specialised experience across the financial and technology sectors, including senior roles at the Saudi Central Bank and Saudi Payments.

Khaled Albasias

Khaled Albasias

Vice Chairman and CEO

Over 20 years in financial services and technology, holding leadership positions at leading local and international institutions.

Sami Arwadi

Sami Arwadi

Independent Director

Over 23 years of experience, including 18 years in investment banking, leading and executing landmark transactions in the Saudi capital market.

Ziad Bandar Alyousef

Ziad Bandar Alyousef

Chairman

19 years of specialised experience across the financial and technology sectors, including senior roles at the Saudi Central Bank and Saudi Payments.

Relevant previous experience Saudi Central Bank (SAMA) — Deputy Governor for Development and Technology Saudi Payments — Managing Director Chairman and member of the boards of several financial and regulatory institutions
Key responsibilities and achievements Led national strategies for fintech and payments Designed regulatory frameworks for open banking and the regulatory sandbox Led design and delivery of critical national financial systems Represented the Kingdom in international financial forums
Education and qualifications MBA, Alfaisal University BSc Information Systems, King Saud University Executive leadership programmes, Harvard and INSEAD
Khaled Albasias

Khaled Albasias

Vice Chairman and CEO

Over 20 years in financial services and technology, holding leadership positions at leading local and international institutions.

Relevant previous experience Saudi Central Bank (SAMA) — Director, Financial Sector Development Al Rajhi Bank — Head of Global Banking Deutsche Bank — Head of Global Banking Greensill Middle East — Chief Executive Officer
Key responsibilities and achievements Led the Kingdom’s fintech strategy and ecosystem development Designed and launched national programmes including Makken and the Regulatory Sandbox Built and led global banking teams at Al Rajhi Bank and Deutsche Bank Founded the first working-capital fintech in the Middle East Board member, Fintech Saudi
Education and qualifications MSc Computer Science, DePaul University, USA BSc Computer Science, Edinboro University, USA Executive programmes, Harvard, MIT and Columbia
Sami Arwadi

Sami Arwadi

Independent Director

Over 23 years of experience, including 18 years in investment banking, leading and executing landmark transactions in the Saudi capital market.

Relevant previous experience Natixis Saudi Arabia — Executive Director, Head of Investment Banking GIB Capital — Senior Director, Investment Banking HSBC Saudi Arabia — Associate Director, Investment Banking Grant Thornton — Senior Auditor
Key responsibilities and achievements Led major IPOs including Saudi Aramco (USD 29.4bn) and Saudi National Bank (USD 6bn), BinDawood, Tawteen and Nayifat Finance Oversaw privatisations of four domestic airports (Jeddah, Qassim, Hail, Taif) and significant M&A mandates Built and led investment-banking teams of more than 12 professionals Executed the first transactions under the HSBC brand in Saudi Arabia
Education and qualifications MBA, London Business School BSc, Lebanese American University Certified Public Accountant (CPA), New Hampshire, USA CME-1 and CME-5, Capital Market Authority

Governance Framework

Reporting lines follow the organisational structure submitted to the CMA. Compliance & AML reports functionally to the Board, with an administrative line to the CEO.

Board of Directors
Compliance & AML
Chief Executive Officer
Advisory Credit Finance Legal Information Technology Business Development & Marketing Human Resources
Ownership

Wholly owned by Credx Holding.

Credx Capital Company is 100% owned by Credx Holding and is licensed by the Capital Market Authority for the Advising activity.

Credx Holding Simplified joint-stock company · Parent
100%
Credx Capital Company CMA-licensed Capital Market Institution
CMA